The Core Idea
Every debtor who helps another — gets helped in return
We don't give charity. We build a mutual relief network — debtors contribute to others' campaigns, and their own campaign receives contributions back. No single source of funds. Just community.
How the Money Flows
Every rupee is tracked. Nothing is hidden.
Contributors
₹100+ each
Campaign
Tracked live
Beneficiary
Receives relief
Pays it forward
Contributes to others
For Beneficiaries (Debtors)
Your complete journey from application to relief
1
Step 1
Register & Submit Application
Create a free account and fill in your loan details — bank name, outstanding amount, and your situation. Upload your PAN card and loan statement. Takes under 10 minutes.
2
Step 2
Initial Application Review
Our team reviews your application within 2–3 working days. You can track your live queue position on your dashboard — a real number showing exactly where you stand among all pending applicants.
3
Step 3
Ready for Verification — Email Notification
When your application passes the initial review, you receive an email notification with a link to pay the verification fee. Your dashboard shows an orange banner with the payment button.
4
Step 4
Pay ₹399 Verification Fee
This one-time, non-refundable fee funds the deep verification of your case. Pay via Razorpay (card/netbanking) or UPI with a screenshot.
Bank statement retrieval from your lender
PAN card identity verification
Lender IFSC & account cross-check
Manual compliance review
5
Step 5
Final Approval
After verification, our team makes a final decision. Approved cases are added to the next weekly campaign batch. Rejected cases receive a reason by email — you can reapply after addressing the issue.
6
Step 6
Your Campaign Goes Live
Your campaign is listed publicly in the active weekly batch. Community members contribute ₹100 or more. You can track every rupee raised in real time from your dashboard.
7
Step 7
Help Others Back
Once you receive relief, contribute to other campaigns. Even ₹100 makes a difference. This keeps the cycle alive — because the community only works if everyone gives back.
For Contributors
Help someone get out of debt — takes 3 minutes
1
Register as a Contributor
Create a free account. Beneficiaries and regular donors can both contribute to campaigns.
2
Browse Verified Campaigns
All listed campaigns belong to applicants who have passed our full verification process — they are genuine cases.
3
Contribute ₹100 or More
Choose any campaign and contribute via Razorpay (card/netbanking) or UPI. Minimum ₹100 — no upper limit.
4
Track Every Rupee
See exactly how much has been raised for each campaign, updated live. 100% transparent.
Verification Fee
Why ₹399 is Required
To check whether your case is genuine and serious, we conduct a thorough verification. This fee directly funds the process — we collect nothing extra from it.
Official bank statement retrieval from your lender
PAN card identity verification through government portals
Lender account & IFSC cross-verification
Manual review by our compliance team
Assessment of loan genuineness and repayment capacity
₹399
One-Time · Non-Refundable
Paid only once, only when admin confirms your application is ready for verification.
Razorpay & UPI accepted
Why Trust Us
Built on Transparency & Community
100% Transparent
Every rupee raised is publicly visible. Every campaign shows its exact progress. No hidden fees or deductions.
Verified Cases Only
No campaign goes live without passing full verification — bank statement check, PAN verification, and compliance review.
Community-Powered
Funds come from the community itself — debtors helping debtors. No single donor controls the flow.
No Long Waits
Weekly batches mean approved applicants go live quickly. Queue position is always visible so you know exactly where you stand.
FAQ
Common Questions
Anyone with a genuine outstanding loan — personal, home, vehicle, education, business, or credit card — who is facing financial hardship and cannot meet repayments. You must be an Indian resident, 21–65 years old, with valid PAN card and loan documentation.
No. The fee is non-refundable as it covers actual third-party costs — bank statement retrieval, PAN verification, and compliance review. These costs are incurred regardless of the outcome of your application.
You will receive an email explaining the reason. Common reasons include inability to verify the loan, documents not matching, or the debt not meeting our criteria. You may reapply after addressing the issue.
Initial review: 2–3 working days. Verification (after fee payment): 3–5 working days. Once approved, you are added to the next weekly batch and your campaign goes live within 7 days of approval.
Yes. Beneficiary accounts can contribute to other campaigns — in fact, it is encouraged. Helping others while going through hardship is the spirit of this community.
Campaign progress is tracked publicly in real time. Payouts are handled directly — the beneficiary receives the raised amount after the campaign closes, which is confirmed by admin before transfer.
Razorpay (credit card, debit card, netbanking, wallet) and UPI (manual screenshot upload). Both are available for contributions and for the verification fee.
The minimum contribution is ₹100. There is no upper limit. You can contribute to multiple campaigns.
Ready to get started?
Join the community. Help others. Get helped back.
Free to register · No hidden charges · Community-powered